Let Quality Appraisal, LLC handle your appraisalTo many, an appraisal just looks like one more thing on the settlement sheet for a mortgage or refinance. Almost all lenders still need a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation methods that might appear to be more practical than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there more cases when the services of a certified, independent real estate professional might be helpful? Absolutely.
Let Quality Appraisal, LLC help you dispute your tax assessment in Bernalillo CountyIf you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Quality Appraisal, LLC is your best evidence. We're capable of assisting you in appealing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance policy that almost all lenders ask homebuyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the property. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is bad because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, Quality Appraisal, LLC can produce a statement regarding the value of your home. The expense of the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is a particularly heartbreaking ordeal for the parties involved, and it is often more complicated by the difficult decision of who keeps the house. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from Quality Appraisal, LLC, regardless of the circumstances.
The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Settling an estate with peace of mindThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.
Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.
Let Quality Appraisal, LLC assist you in relocating to or from Bernalillo CountyEmployee relocation can be a real pain. We know where you're coming from! That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our detailed process.
Don't sell out short or keep your home on the market too long.A professional appraisal will help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value opinion we render, but rather they are based on our efforts to complete the appraisal.
We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.