Real estate appraisal services for homeowners in the city of SANTA FE and Bernalillo County
The top 7 reasons New Mexico homeowners order from Quality Appraisal, LLC:
We at Quality Appraisal, LLC understand the particular needs of a consumer in need of appraisal services. Our typical business clients get the appraisal process and the standard documents we provide. But as a general consumer, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Quality Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Challenging a property tax assessmentLet's say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Quality Appraisal, LLC is your strongest weapon when challenging your property tax assessment.
Appraisals to remove PMIA fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Quality Appraisal, LLC, we're qualified in helping clients just like you abolish unnecessary PMI insurance.
HELOC recently frozen?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Quality Appraisal, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Quality Appraisal, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. Even though most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion.